RC & WC - UnderwritingCredit Analyst - SC & WC Finance - SBB Credit

About the Role

As a Credit Analyst in SC & WC Finance, you will be responsible for analyzing creditworthiness of borrowers, evaluating loan applications, and managing credit portfolios. Your day-to-day tasks will involve analyzing financial statements, credit reports, and other relevant data to assess credit risk. You will also be required to stay up-to-date with market trends and regulatory changes to ensure compliance with credit policies.

Key Responsibilities

• Conduct thorough credit analysis of loan applications, including evaluation of financial statements, credit reports, and other relevant data.
• Develop and maintain accurate and up-to-date credit reports and MIS reports to track portfolio performance.
• Collaborate with underwriters and other stakeholders to ensure timely and accurate credit decisions.
• Stay current with market trends, regulatory changes, and industry developments to ensure compliance with credit policies.
• Develop and maintain relationships with vendors and other external partners to ensure efficient and effective credit operations.
• Participate in training and development programs to enhance credit analysis and underwriting skills.
• Contribute to the development of credit policies and procedures to ensure effective risk management.

Skills & Qualifications

• Bachelor's degree in Commerce, Economics, or a related field.
• Strong analytical and problem-solving skills, with ability to interpret complex financial data.
• Excellent communication and interpersonal skills, with ability to work effectively with stakeholders.
• Proficiency in Microsoft Office, particularly Excel, and ability to learn new software applications.
• Knowledge of credit analysis, underwriting, and portfolio management principles and practices.
• Ability to work in a fast-paced environment and meet deadlines.
• Relevant certifications, such as CA or CFA, are a plus.

What You'll Learn

In this role, you will gain hands-on experience in credit analysis, underwriting, and portfolio management, which will help you develop a strong foundation in risk management and financial analysis. You will also learn about market trends, regulatory changes, and industry developments, which will enable you to make informed credit decisions. Additionally, you will have opportunities to develop your analytical, communication, and interpersonal skills, which are essential for success in this field.

Resume Tip

When applying for this role, make sure to highlight your analytical and problem-solving skills, as well as your ability to interpret complex financial data. Use specific examples from your academic or professional experience to demonstrate your skills and knowledge in credit analysis, underwriting, and portfolio management.